Terms of Service

These Terms of Service form a binding agreement between you and CapitalEdge Analytics Ltd regarding your access to and use of this website and any content, features, or tools provided through it. By visiting or using the site, you confirm that you have read, understood, and agree to these terms. If you do not agree, you should stop using the site immediately.

1. Acceptance of Terms

Your access to and use of CapitalEdge, including browsing articles, using calculators, or contacting us, is conditioned on your acceptance of these Terms of Service and our Privacy Policy. You must be at least 16 years old to use this site. If you are between 16 and 18, you confirm that you have the permission of a parent or legal guardian to use the site and to be bound by these terms. If you are using the site on behalf of an organization, you represent that you have authority to bind that organization to these terms and that “you” refers to that organization.

2. Description of Services

CapitalEdge provides educational content about market trends, investing principles, and long-term financial planning. The site features independent research articles, explanatory guides, and general-purpose calculators designed to help users understand compounding, fees, and risk scenarios. We are not a broker, investment adviser, or portfolio manager, and we do not provide personalized recommendations, trade execution, or account management. Any examples, backtests, or illustrations are for information and education. You are solely responsible for decisions you make after using this site, and you should assess whether information here is appropriate for your circumstances or seek professional advice.

3. User Obligations

You agree to use the site lawfully and responsibly. You will not attempt to break or bypass security features, introduce malware, probe for vulnerabilities, or disrupt the availability of the site. You will not scrape large volumes of content, use automated bots to harvest information, or reverse engineer any of our tools or code except where permitted by applicable law. You agree not to impersonate another person, misrepresent your affiliation, or provide false contact details when communicating with us. If any account functionality is offered, you must maintain accurate information, protect your credentials, and use one account per person. You are responsible for all activity conducted under your account or using your device.

4. Intellectual Property

All materials on this site, including text, graphics, logos, icons, images, videos, software, and design elements, are owned or licensed by CapitalEdge Analytics Ltd and protected by copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the site for personal, non-commercial purposes. You may not copy, reproduce, republish, upload, post, transmit, sell, create derivative works from, or distribute any content without our prior written permission, except as permitted by fair dealing or other applicable law. All trademarks and service marks displayed on the site are the property of their respective owners and may not be used without permission.

5. Prohibited Activities

You agree not to engage in any of the following: spamming or unsolicited messaging; collecting or harvesting personal data about others without consent; uploading or transmitting any content that is unlawful, harmful, defamatory, obscene, or infringes intellectual property rights; using framing or mirroring techniques to display the site without authorization; using the site to promote or facilitate illegal activities; interfering with the proper working of the site through denial-of-service actions or similar; attempting to defeat technical measures we use to protect content; or using the site in a manner that violates applicable laws, third-party rights, or platform policies that apply to advertising, analytics, or embedded technologies used on this site.

6. Disclaimer of Warranties

The site and all content are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied. We disclaim all warranties of merchantability, fitness for a particular purpose, non-infringement, and any warranties arising out of course of dealing or usage of trade. We do not warrant that the site will be uninterrupted, secure, or error free, that defects will be corrected, or that the site is free of harmful components. Market data, charts, and third-party information may be delayed, incomplete, or contain errors. Any reliance you place on information from this site is at your own risk. Educational content on investing does not guarantee outcomes, and past performance is not a reliable indicator of future results.

7. Limitation of Liability

To the maximum extent permitted by law, CapitalEdge Analytics Ltd and its directors, employees, and contributors will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, goodwill, or other intangible losses, arising from or related to your use of the site or reliance on its content. Our total aggregate liability for any and all claims in connection with the site is limited to the greater of the amount you paid to us for access to paid features in the twelve months before the event giving rise to the claim or 100 EUR, whichever is lower. Some jurisdictions do not allow certain limitations, so parts of this clause may not apply to you. Nothing in these terms limits liability that cannot be limited under applicable law.

8. Indemnification

You agree to defend, indemnify, and hold harmless CapitalEdge Analytics Ltd and its officers, employees, contractors, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your violation of these terms, your misuse of the site, your violation of any law or third-party right, or any content you submit or transmit to us.

9. Third-Party Links and Tools

The site may include links to third-party websites or tools. These are provided for convenience only. We do not control and are not responsible for the content, privacy practices, or reliability of third-party sites. Accessing a third-party site is at your own risk and may be subject to different terms and policies. References to third-party brands, products, or services do not imply endorsement.

10. Privacy

Your use of the site is subject to our Privacy Policy, which explains how we collect, use, and protect personal data, and how cookies and advertising technologies operate on this site. The Privacy Policy is incorporated into these terms by reference. You can review it at any time at /privacy/. By using the site, you acknowledge our data practices as described there and agree to manage your cookie preferences using the controls provided in the footer.

11. Governing Law and Jurisdiction

These terms are governed by the laws of England and Wales, without regard to conflict of law principles. You and CapitalEdge Analytics Ltd agree to the exclusive jurisdiction of the courts of London for any dispute arising from or relating to these terms or your use of the site, subject to the dispute resolution process described below.

12. Dispute Resolution

Before starting any court action, the parties will attempt to resolve the dispute informally. The complaining party must send a written notice describing the dispute and the requested relief to the contact address in the Contact section. The recipient will have thirty calendar days to respond. If the dispute is not resolved within thirty days after receipt of the notice, either party may bring a claim in the courts identified in the Governing Law clause. Nothing in this section prevents a party from seeking urgent injunctive or equitable relief where necessary.

13. Termination

We may suspend or terminate your access to the site or any part of it at any time if we believe you have violated these terms, pose a security or legal risk, or if continuing to provide access is no longer commercially reasonable. We may do so with or without notice. Upon termination, the rights and licenses granted to you under these terms will end immediately. Sections that by their nature should survive termination will survive, including Intellectual Property, Disclaimer of Warranties, Limitation of Liability, Indemnification, Governing Law, Dispute Resolution, and Modifications.

14. Modifications to the Service and Terms

We may update, enhance, or discontinue features, content, or tools from time to time. We may also modify these terms. Unless a change is required by law or relates to a new feature, modifications will take effect fourteen days after posting on this page. Your continued use of the site after changes become effective constitutes acceptance of the updated terms. If you do not agree, you should stop using the site before the changes take effect.

15. Educational and Non-Advisory Nature

CapitalEdge content is educational. Nothing on the site is an offer, solicitation, or recommendation to buy or sell any security, derivative, commodity, or digital asset. Illustrations and calculators simplify complex topics and may not reflect all risks, taxes, fees, trading costs, slippage, or market conditions. Always verify data and consider independent, professional advice before making financial decisions. You are responsible for complying with any rules set by your brokerage, adviser, or plan provider, and for maintaining appropriate safeguards such as diversification, an emergency fund, and risk controls suitable for your personal situation.

16. Accessibility and Acceptable Use

We aim to provide an accessible and inclusive experience. You agree not to block or degrade accessibility features, including keyboard navigation and readable contrast. If you discover an issue that prevents access to content or features, contact us so we can address it. Acceptable use includes reasonable, human viewing and interaction. Excessive automated requests that burden infrastructure or attempt to extract data at scale are prohibited. We may employ technical measures to detect and mitigate abuse.

17. Severability and Entire Agreement

If any provision of these terms is found unenforceable, that provision will be enforced to the maximum extent permissible and the remaining provisions will remain in full force. These terms, together with the Privacy Policy and any supplemental notices posted on the site, constitute the entire agreement between you and CapitalEdge Analytics Ltd regarding your use of the site and supersede any prior or contemporaneous communications on the subject.

18. Contact and Notices

Legal notices and questions about these terms should be sent to CapitalEdge Analytics Ltd at the address below. We will respond using the contact details you provide. Notices are deemed received when delivered to our physical address or when we acknowledge receipt by email.

  • Entity: CapitalEdge Analytics Ltd
  • Address: 12 Baker Street, London, W1U 3BH
  • Phone: +44 20 7031 3010
  • Email: [email protected]
  • Last Updated: March 12, 2026